💼 Investing in Bamako
Real estate, company registration and growth sectors: key facts for investing in Bamako.
Buying Land Safely in Bamako: Avoiding Land Fraud
How to secure a land purchase in Bamako: the difference between a sale certificate and a Land Title, essential checks, and warning signs never to ignore.
Agriculture, livestock and cotton in Mali: what investors need to know in 2026
What Mali's 2026 Council of Ministers statements say about agriculture: cotton (656,000 tonnes a year, 98% exported raw), a 40,000-tonne textile plant, local rice, the 2026-2027 farming season, the livestock security strategy.
Licensed banks and mobile money in Mali: the official BCEAO list (2026)
The official list of licensed institutions in Mali updated by the BCEAO on 29 June 2026: 14 banks, 3 financial institutions, 2 payment institutions, and the authorised e-money services (Orange Money, Sama Money, Moov Money, Wave, Coris Money…).
Mali's State budget 2026 and 2027: revenue, spending, deficit and expected growth
Official figures for Mali's State budget: 2026 finance law and supplementary law, 2027 draft finance law (revenue 3,866.6 billion FCFA, spending 4,462.6 billion, deficit 596 billion), 6.5% growth expected for 2027-2029, according to the Council of Ministers statements.
Fuel and electricity in Mali in 2026: a 45-day security stock and EDM's extended concession
What the 2026 texts provide on energy in Mali: a national petroleum security stock equal to 45 days of consumption (ordinance no. 2026-014, decree no. 2026-0184), managed by OMAP, and a 3-year extension of EDM-SA's electricity concession.
Investing in Mali: the Investment Code and API-Mali's advantages
How Mali's Investment Code works: approval regimes, tax exemptions, special economic zones, and API-Mali's support role.
Mali's Mining Code (2023): State participation, licences, taxation and local content
What law no. 2023-040 on the Mining Code and law no. 2023-041 on local content provide: 10% free State stake, 20% cash option, 5% to national investors, licence durations, ISCP and ad valorem tax, Malian employment and subcontracting quotas.
Trade and industry in Bamako: what the commune, the District and the State handle (2026 decrees)
Who looks after markets, fairs, small-industry zones and the checking of measuring instruments in Bamako? Decrees no. 2026-0306 and no. 2026-0307 of 26 May 2026 set the powers transferred from the State to communes, regions and the District.
Judicial officers in Mali: recovering a debt, recording facts, enforcing a judgment
Since law no. 2026-027 of 15 July 2026, the commissaire de justice (judicial officer) replaces Mali's former bailiff profession. What they can do for a business: amicable or court-based debt recovery, official reports of findings, service of documents, enforcement of judgments, auctions.
Building a House in Bamako: What It Costs in 2026
The real budget for building a house in Bamako: construction cost per m², factors that affect the quote, and precautions for a project managed remotely.
Making a valid contract in Mali: consent, capacity, nullity and non-performance
The general rules for contracts in Mali under the 1987 General Law of Obligations: four validity conditions (consent, capacity, subject matter, cause), mistake, fraud and duress, absolute or relative nullity and the five-year limit, interpretation, binding force and remedies for non-performance.
Employers in Mali: INPS contributions, maternity, family allowances and work accidents
What an employer owes the National Social Welfare Institute under the Social Welfare Code: wage declarations, contributions on all remuneration, payment by the 15th of each month or quarter, employee share withheld, and what the scheme covers (maternity, family allowances, work accidents, pensions).
Mortgage Loans in Bamako: Banks and Procedures
Which banks finance property purchases or construction in Bamako, and how a mortgage loan application works in Mali.
Clearing goods through customs in Mali: the steps of the 2022 Customs Code
How to clear goods under Mali's Customs Code (law no. 2022-013): arrival at the customs office, summary declaration, detailed declaration within three clear days, documents to attach, licensed customs broker, advance rulings, paying duties and removal credit, temporary admission.
OHADA business law in Mali: the ten Uniform Acts a Bamako business should know
Mali is an OHADA member: its businesses are subject to ten Uniform Acts. What each covers (trader and entreprenant, companies, security interests, debt recovery, insolvency, arbitration, mediation, cooperatives, accounting, transport), with adoption and entry-into-force dates.
Mali's digital economy in 2026: cybersecurity, startups and funding
What Mali's government decided for the digital sector in 2026, according to the Council of Ministers statements: national cybersecurity strategy 2026-2030, National Information Systems Security Agency, Digital Week, WAEMU ICT Fund, diaspora skills platform.
Hiring in Bamako: contract, probation, working time, leave and dismissal (Labour Code)
Mali's Labour Code rules for a Bamako employer: written fixed-term contracts of two years at most, probation, the 40-hour legal week, overtime premiums, leave of 2.5 days a month, notice of one to three months, severance of 20 to 30% of pay per year of service.
Recovering a debt in Mali: enforcement, astreinte, set-off and limitation periods
The rules on enforcing and extinguishing claims in Mali under the 1987 General Law of Obligations: enforceable title, astreinte, indirect and Pauline actions, set-off, merger, impossibility of performance, limitation of 20 years, 5 years or 1 year, interruption, suspension and forfeiture.
Tax and customs exemptions in Mali: what the law allows (and forbids)
In Mali, no tax or customs exemption is valid without a law (law no. 2017-022). The three exceptions it provides, the 2026 change for extraordinary events, and a real exemption order for an externally financed contract.
External financing in Mali in 2026: the AfDB, BOAD and World Bank loans ratified
The major external loans adopted or ratified in Mali in 2026, according to the Council of Ministers statements and the Official Journal: World Bank (IDA), African Development Bank, West African Development Bank. Amounts, purposes, and what it means for businesses.
Business taxes in Mali: taxes to pay, rates and regimes
The taxes a business pays in Mali according to the Directorate General of Taxes: synthetic regime (3% below 50 million FCFA) or real regime, payroll levies (CFE 3.5%, vocational training tax 2%, Youth Employment Tax 2%, housing tax 1%), 0.5% CGS, 18% VAT, 3% property tax.
Importing into Mali: ports, corridors, customs duties and transit (2026)
Mali has no coastline. What to know to import in 2026: the agreements with Guinea on the port of Conakry and the Kankan warehouses, the port of Dakar, the duties and levies charged on imports, temporary admission and risks on the roads.
Customs offences in Mali: fines, confiscation and prison under the Customs Code
The penalty scale of Mali's Customs Code (law 2022-013): five classes of contraventions, two classes of offences, smuggling and import without declaration, false declaration, confiscation of goods and transport, prison from 1 month to 3 years.
Investing in Mali from the diaspora: public schemes and 2026 events
What the Malian State offers in 2026 to Malians abroad who want to invest, according to the Council of Ministers statements: International Diaspora Forum (1,000 participants), Diaspora Hub platform, malidiaspora.org skills directory, TOKTEN, Resilience Fund, Mali Kura Forum.
Prohibited goods, counterfeits and false origin in Mali: what the Customs Code says
What Mali's Customs Code (law 2022-013) treats as prohibited: bans and restrictions, grounds for protection, foreign products suggesting Malian origin, counterfeits (patents, trademarks, copyright), origin rules, non-transferable permits.
Public contracts approved in Mali in 2026: examples, amounts and winners
Real contracts approved by decree in 2026: trucks for the District of Bamako town hall (508.83 million FCFA), excellence high schools in Ségou and Nafadji, Hajj air transport, amendments (Timbuktu hospital, Banankoro-Dioro road). Who approves what, and from what amount.
Public procurement in Mali: thresholds, procedures and appeals for businesses
How public procurement works in Mali under the 2015 Code and its implementing texts: tender thresholds (100, 80 and 70 million FCFA), local authority quotation and price requests, deadlines, informal appeals and the ARMDS Dispute Settlement Committee.
Paying a debt in Mali: receipts, grace periods, formal tender and assignment of claims
The rules on paying debts in Mali under the 1987 General Law of Obligations: who pays and who receives, receipt, currency and exchange rate, grace period of one year at most, allocation of payments, formal tender and deposit, assignment of claims, subrogation, novation, debt release.
Paying employees in Mali: pay deadlines, payslip, deductions, final settlement
A Malian employer's payroll obligations under the Labour Code: payment in legal tender, deadlines (15 days, 1 month, 8 days after month end), payslip and register, permitted deductions, final-settlement waivers without effect, three-year time limit, work certificate.
Real Estate Prices in Bamako: Land Price Barometer by District
The real land price guide for Bamako in 2026: prices per m² in ACI 2000, Badalabougou, Hamdallaye, and expansion zones like Kalaban Coro and Sénou.
Proving a contract or payment in Mali: writing required above 50,000 CFA francs, witnesses, admission and oath
The rules of civil evidence in Mali under the 1987 General Law of Obligations: burden of proof, writing required above 50,000 CFA francs, authentic or private deed, the 'bon pour' note, witnesses, presumptions, admission, decisive and supplementary oaths.
Civil liability in Mali: fault, damages, parents, employers and custodians of things
Who must compensate damage in Mali under the 1987 General Law of Obligations: fault, causation, force majeure, liability of parents, employers and custodians of things, limitation and penalty clauses, late-payment interest, undue payment.
Mali's economy: the new public companies and agencies created in 2026
Public bodies created or reorganised in Mali in 2026, according to the Official Journal: Société des Textiles du Mali (STM-SA), the National Agency for Local Authority Investment, the mining holding company, the Malian Precious Substances Office, and the 2026–2030 national entrepreneurship strategy.